Mon to Fri, 08:00 to 17:00
Short-Term Loans at Tshinaki Cash Loans

Short-Term Loans

Structured repayment options for larger short-term needs.

For a larger once-off need, a short-term loan spreads the repayment across an agreed period with fixed instalments. You know exactly what comes off each month and when the loan ends.

Fixed instalments over an agreed period, with clear terms and no surprises. Ideal for bigger, once-off expenses.

Apply for a short-term loans

What you get

  • Structured instalments over the agreed term
  • Rands and cents disclosed up front
  • Digital agreement, no branch queues
  • Support with repayment questions along the way

Who it suits

Salaried South Africans aged 18 or older with a valid South African ID, a bank account that receives salary, and the ability to comply with responsible affordability requirements.

All loans are subject to a full assessment. Approval and final terms depend on income verification, affordability and applicable regulations.

Other loan products

Explore the rest of our product range.

  • Personal Loans

    Flexible short-term funding for planned or unexpected personal expenses.

    View
  • Payday Loans

    Bridge the gap between paydays with a small, responsible advance.

    View
  • Emergency Loans

    Fast financial help for the moments you did not plan for.

    View
  • Cash Advances

    Access a portion of your expected income when time is tight.

    View
  • Quick Cash Loans

    Small-value loans processed efficiently for everyday urgencies.

    View