Applicants must be South African citizens or permanent residents, at least 18 years old, with valid identification, a bank account that receives regular income, and sufficient affordability under our responsible lending checks.
Typically a copy of your South African ID, a recent proof of address, your latest payslip and three months of bank statements. Additional supporting documents may be requested depending on your application.
Most applications receive feedback within one working day once all documents have been submitted. Payouts are processed to your verified bank account after acceptance of the loan agreement.
Loan amounts and terms depend entirely on your affordability profile. We do not set a fixed rand figure up front. Our team confirms the appropriate amount and term after your assessment.
Yes. All fees and interest we charge fall within the limits set by the National Credit Act and its regulations. Every cost is disclosed to you in writing before you sign a loan agreement.
We handle personal information in line with the Protection of Personal Information Act (POPIA) and use secure systems, access controls, and confidential procedures to protect your data.
Contact us as soon as possible if your circumstances change. We would much rather work through an alternative arrangement with you than see an account fall into arrears.
Yes. You may settle your loan early at any point. Early settlement reduces the total interest you pay over the life of the loan.
We assess income responsibly, and a documented income source is required. If you receive income through non-standard channels, contact us to discuss what documentation would work.
Head to our Contact page, complete the form, and one of our consultants will call you back to guide you through the next steps. You can also WhatsApp or call us directly.
